passd.
Kaplan is a live online classes + on-demand video + qbanks with an in-question ai tutorplatform for real estate exam candidates. Passd is an AI-driven adaptive engine that calibrates to your specific state’s exam and updates your readiness score after every answer.
Kaplan is the elder of the category — Kaplan, Inc. dates to 1938 and its real estate arm runs a comprehensive ladder of pre-licensing, exam prep, post-licensing, and continuing education across all 50 states. Their exam-prep product is anchored by the "Drill and Practice QBank" — a structured question bank with an in-question "AI Tutor" that explains individual questions on demand. The flagship package adds a "Live Online Learning Hub" with scheduled live sessions taught by working instructors. Their "Commitment to Pass" gives you 18 months of free continued access if you fail.
Passd is leaner, sharper, and built around one number. The Passd Score is calibrated to your specific state's topic distribution and updates after every answer. The adaptive engine picks the next question from your weakest topics. The Voice Tutor — a Socratic AI that knows your weak spots — walks you through concepts out loud in five distinct modes: concept explainer, question walkthrough, exam-anxiety tutor, topic deep-dive, mock debrief.
The two products converge on a similar promise (help you pass) but diverge sharply on shape. Kaplan is a school-style ladder with the institutional credibility of an 87-year-old brand. Passd is an adaptive engine plus a voice tutor, sold at a single monthly price and built around a continuously-calibrated readiness signal.
If you want a live human delivering a lecture you can ask questions in, plus the comfort of an 18-month re-take safety net, Kaplan is purpose-built for that. If you want a continuously-calibrated state-specific readiness signal, an adaptive engine, and a voice tutor you can hold an actual back-and-forth conversation with, Passd is closer to that job.
| Passd | Kaplan | |
|---|---|---|
| State coverage | All 50 states + DC | All 50 states |
| Approach | Adaptive engine + state-calibrated Passd Score | Live online classes + on-demand video + QBanks with an in-question AI tutor |
| Free tier | 20-question diagnostic, no card | Not advertised |
| Starting paid price | $49/mo (Solo) | $69 QBank-only package (California); $199 exam prep with live online learning hub |
| Highest tier | $89/mo (Tutor) or $219 one-time (Tutor Pack) | $199 exam prep + variable upcharges for one-on-one tutoring |
| Voice / audio tutor | Voice Tutor — five Socratic modes | In-question "AI Tutor" for explanation-on-demand inside QBanks; no Socratic voice tutor |
| Daily study plan email | Yes (Tutor tier) | Not advertised |
| Format | Web-first, mobile-optimized | Web — live online + on-demand video + question banks |
| Best for | Candidates focused on passing their state's specific exam efficiently | Candidates who want live-instructor sessions, structured QBanks, and an 18-month re-take safety net |
Competitor facts as advertised on Kaplan’s public marketing pages, verified 2026-05-14.
Passd Score weights the topics your state's real estate commission tests at the weights your state actually uses. Kaplan's QBanks score percent-correct on the bank — useful as a study signal, but not a state-calibrated prediction of how you'd score on the real exam.
Kaplan's advertised "AI Tutor" is an in-question explanation helper inside the QBank — you click for an explanation. Passd's Voice Tutor is a full Socratic back-and-forth across five modes (concept, walkthrough, exam-anxiety, deep-dive, mock debrief). Both are useful; they answer different questions.
Passd's engine picks every next question based on your weakest topics, with spaced-repetition resurfacing past misses on a Leitner schedule. Kaplan's QBank lets you filter by topic, but you're driving the order; the bank itself isn't picking what you need most.
Different products fit different candidates. Three honest cases where Kaplan is the right call:
If you want a live instructor walking through topics on a scheduled video session, Kaplan's Live Online Learning Hub delivers that. Passd's Voice Tutor is conversational AI — different texture, no live human on the other end.
If the 18-month "Commitment to Pass" re-take safety net is the deciding factor for you, Kaplan's program is built around it. Passd offers no refunds — the free 20-question diagnostic is the evaluation.
If you also need pre-licensing hours, post-licensing requirements, or CE renewals from the same vendor, Kaplan's full catalog covers all of it. Passd is exam prep only.
Start with a 20-question diagnostic calibrated to your state. You’ll get your Passd Score and the topics you should focus on at the end. No card.
Start the diagnosticLast updated 2026-05-14
Comparison information is based on each product’s publicly advertised features and pricing as of the date above. Competitor product names are trademarks of their respective owners. Passd is not affiliated with Kaplan. Passd Score is a prediction, not a guarantee.