§ 01 What's tested
NH runs the exam in two scored sections, with the national portion (80 items) covering general real estate principles and the state portion (40 items) covering NH-specific licensing law and regulations. The state portion is anchored on NH RSA Chapter 331-A and the Commission rules at Rea 100-700.
National portion (80 scored items)
The national portion follows PSI's standard national real estate outline. Topic areas: real property characteristics, ownership and title, value and appraisal, contracts and agency, real estate practice, disclosures and environmental issues, financing and settlement, and math. NH candidates should know the state operates under a title-theory model with mortgages as the standard instrument, and the NH Property Disclosure layers on top of national disclosure content.
State portion (40 scored items)
The state portion is anchored on NH RSA Chapter 331-A and Rea 100-700. The major topic areas:
- License Law and the NH Real Estate Commission. RSA Chapter 331-A, the Commission's structure, the salesperson-broker affiliation rules, the 8-retake / 6-month window policy, license issuance and renewal cycles, continuing education requirements, and the standards for license suspension and revocation.
- Agency in NH. New Hampshire recognizes seller agency, buyer agency, dual agency (with informed written consent), and disclosed dual agency. The Brokerage Relationships disclosure must be presented to a buyer or seller before specific real estate services are performed.
- NH Property Disclosure. Required for most residential transfers under NH RSA 477:4-c, with statutory exemptions.
- Trust accounts under Commission supervision. NH's escrow account rules require the broker to maintain a separate clients' funds account at an NH-chartered or federally chartered insured institution.
- NH fair housing and the Law Against Discrimination. Federal Fair Housing layered with NH RSA Chapter 354-A (Law Against Discrimination), which adds protected classes including marital status, sexual orientation, and gender identity.
Standout state-specific content
Two NH content areas almost always confuse candidates who studied from generic national materials:
- The 8-retake / 6-month window policy. Most state exam policies don't cap retakes explicitly. NH does, and the structure shows up in license-law scenario questions on what happens when a candidate exhausts the cap (reapplication, additional remedial education, new fees).
- The 40-hour pre-license depth question. NH's 40-hour requirement is one of the lowest in the country, and candidates often arrive at the exam with vocabulary but not depth. The exam tests integration that the short course can't drill thoroughly.
§ 03 How to study
NH's 40-hour pre-license course is short, which means it covers the content outline at a higher level of abstraction than longer-state pre-license courses. Candidates often arrive with vocabulary but not depth. The fix is volume on practice questions tied to both the national and state outlines, with extra reps on NH-specific content the short course can't drill in depth.
What works in NH is treating the 40-hour course as the introduction and the practice question bank as the actual study. Most who pass have worked through somewhere in the low thousands of practice questions before sitting, with concentrated reps on the Brokerage Relationships disclosure timing and the NH Law Against Discrimination protected classes.
Passd's New Hampshire question bank is organized by both national and state content areas, with per-area accuracy tracked so you know whether your weak spot is the Brokerage Relationships disclosure, the Property Disclosure, fair housing, or finance before booking the exam. Your Passd Score updates as you answer and gives a single read on whether the test is in reach yet. Tier details are on the pricing page.
A few specific things help in New Hampshire:
- Read the Brokerage Relationships disclosure form. The Commission publishes it. The before-specific-services timing rule is testable in scenario form.
- Plan around the 8-retake cap. Eight attempts in a 6-month window is more generous than most candidates need, but the cap exists. Practice question volume up front reduces the chance of approaching it.
- Study NH Law Against Discrimination protected classes. State-level protections include marital status, sexual orientation, and gender identity beyond the federal list.
§ 04 What to expect on exam day
The NH salesperson exam is administered at PSI testing centers in NH and the surrounding metro (Concord, Manchester, Portsmouth-area, plus Massachusetts centers near the border). You schedule directly through PSI after the Commission has approved your pre-license course completion and authorized you to test.
On exam day:
- Arrive at least 30 minutes before your scheduled appointment. Late arrivals can be turned away.
- Bring two forms of valid signature identification, one of them government-issued with photo (driver's license, state ID, passport, or military ID). Names must match the Commission application.
- Personal items go in a locker. Phones, smart watches, study materials, food, and bound notes stay outside the testing room.
- Calculators are permitted with restrictions: silent, battery-operated, non-printing, and without an alphabetic keypad.
- The exam is closed-book.
Results print at the testing center after the exam, showing pass or fail per section plus your numeric score on each. Candidates who pass move into the licensure phase: Commission application, broker employment confirmation, fingerprinting, and the license fee. Candidates who fail one section can retake just that section, paying the per-section fee, within the 8-retake / 6-month window.
§ 05 Common mistakes
NH candidates who fail the exam tend to fail in a handful of specific ways:
- Treating the 40-hour course as full preparation. NH's pre-license is one of the shortest in the country. The exam tests applied judgment that the short course can't drill in depth. Practice question volume bridges the gap.
- Hitting the 8-retake cap unprepared. The cap exists in NH's rules. Candidates who burn attempts trying to read into the test format rather than studying lose retake credits and may approach the cap before passing.
- Missing the Brokerage Relationships disclosure timing. The form must be presented before the licensee provides specific real estate services. Late delivery is testable misconduct.
- Underestimating the NH Law Against Discrimination protected classes. State-level protections include marital status, sexual orientation, and gender identity beyond the federal list.
- Confusing dual agency with disclosed dual agency. NH recognizes both, with different consent rules. The exam tests the distinctions in scenario form.
- Showing up without an unexpired ID or with a name mismatch. PSI turns candidates away for ID problems.